Question: I filed my first bankruptcy in Canada in 1995 and was discharged in 1997. I have no choice, but to file a second bankruptcy within the next two months. Unfortunatelly I intend to marry a foreign spouse, this year or next. Is it IMPOSSIBLE to sponsor her after the second undischarged bankruptcy? Or are there exceptions to the rule.
Tim, Toronto, Ontario
Answer: Ultimately the decision is up to the Department of Immigration. There are three obvious choices:
First, you could file bankruptcy now, wait until you are discharged, and then begin the sponsorship process.
Second, you could do the sponsorship now, and then file bankruptcy once the process is completed.
Third, instead of going bankrupt you could file a consumer proposal, which has less negative impact on your sponsorship application.
More information is available in this article on Citizenship, Immigration & Bankruptcy . Before you make any decisions you should meet with a bankruptcy trustee, and you should either discuss it with an immigration lawyer, or review your options directly with the government.
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