When someone meets me for the first time, I don't view this as a meeting to simply explain bankruptcy to them. This is a chance for me to explain how they can get a fresh start and what their options are. My job is to evaluate your financial situation, determine a way of dealing with your money problems and then help you implement a plan to put this all behind you. During our meeting, we will explore all or your options.
Personal bankruptcy is an option, but you probably didn't know that most of the people we see do not end up going bankrupt.
Some people simply need help with budgeting; others may be candidates for a debt consolidation loan. Perhaps a debt management plan administered by a credit counselor is right for you. And then there's my favourite, a consumer proposal, which I would be happy to explain to you. Finally, once we have exhausted all these options, we may have determined that bankruptcy is your only course of action.
Everyone's situation is different; my job is to help you develop a plan that's right for you. Feel free to e-mail or call me at 310-PLAN to schedule a consultation. It's up to you now to take that first step towards a fresh start.



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